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App Security · AppDefender.dev

FraudWatch

Fraud and risk signals for BFSI and UPI Client apps.

Overlay, accessibility takeover, overlay-on-login, and behavioural flags feed the launch score and ATS Full. Isolated per Sandbox and Production so a Client cannot mix environments.

Overlay & ATO patterns

Accessibility abuse

UPI / lending risk flags

Maker–Checker on production policy

Isolated Sandbox / Production flags

Does not replace the bank phishing desk

What it does

FraudWatch on the launch path

FraudWatch is the risk-signal layer for BFSI, UPI, and lending Client apps. Overlay on collect, accessibility takeover, overlay-on-login, and ATO-style flags feed AppDefender and ATS Full. It does not replace the bank’s email or SMS phishing desk.

UPI collect QR, mandate, BBPS confirmation, and lending drawdown screens are where these signals show up first. A valid token on a handset with an overlay is still BLOCK. Severity and action stay in ThreatDesk policy.

Sandbox and Production catalogs stay isolated. A Client cannot copy Production overlay evidence into another tenant. Maker–Checker still applies when Production risk policy changes.

What it scores

Signals this module is built for

  • Overlay on login, collect, and bill confirm
  • Accessibility service takeover
  • ATO and cloned-session patterns
  • UPI / lending / BBPS risk flags
  • Feeds launch score and ATS Full
  • Maker–Checker on Production risk policy

How it runs

Detect, decide, enforce

Signal

Overlay and accessibility sensors run with the launch gate and again on payment screens.

Score

Flags join the isolated catalog. Action is LOG, WARN, CLOSE, or BLOCK — operator policy.

Isolate

Reports stay on that Client and environment. Super Admin does not mix tenants.

Operators

Who owns the control

Super Admin

Owns default risk actions. Enables each environment separately.

Client Admin

Tunes Sandbox flags, then two checkers promote Production policy.

Other App Security modules

Read the product page, not a copy here

All modules